Banks
Banks are open weekdays from 10 am to 4 pm; they are closed on weekends and public holidays.
Before departure from home, visitors are encouraged to check the acceptability of their credit and/or cash cards with their local bank.
Automated teller machines (ATMs) can be found almost everywhere; some machines provide 24-hour cash withdrawal (R$) facilities for major credit cards.
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Car Rentals
The main car rental companies have branches in Rio de Janeiro. Reservations should be made at the point of origin. Should the visitor require a rented car for a day or two during his stay, the Concierge of the hotel will be able to make the necessary arrangements.
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Currency
The Brazilian currency is the Real (R$); there are 100 centavos in one Real.
Coins issued by the government are either bronze-coloured for 1 centavo, silver for 5, 10, 25 and 50 centavos and a nickel and bronze coin for R$1. R$1, R$2, R$5, R$10, R$20 R$50 and R$100 are the denominations of the notes.
The value of the real against the US dollar varies according to the daily rate. Banks and exchange bureaux charge a commission on exchange transactions, which the visitor should check beforehand. As elsewhere, the rates of exchange for cash and travellers' cheques are marginally different, and coins are not exchangeable. Money changers are obliged by law to display net rates of exchange. Receipt notes must be issued by law; it is advisable to keep these until after departure.
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Dress
Informality is the keynote in Rio de Janeiro in terms of dress. The use of jackets and ties for men is restricted almost exclusively to offices. A lightweight wrap or jacket is often needed as the major hotels, restaurants and bars, as well as the subway and most taxis, are air-conditioned.
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Electricity
The voltage is 110 volts, 60 cycles. In most hotel bathrooms there is a 220-volt outlet.
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Hours of Business
Office hours are usually from 9 am to 6 pm. Stores normally open at 9 am and close at 7 pm. Lunch is usually taken from 12 pm to 2 pm. Most offices are closed on Saturdays and Sundays.
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Medical Services
Most hotels have immediate access to on-call 24-hour medical assistance. There are also many government and private hospitals with 24-hour emergency and out-patient departments. Many of Rio de Janeiro's doctors and dentists were trained or have undergone postgraduate training overseas. All hotels have lists of recommended medical services.
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Postal Services
The Brazilian postal services meet all international standards, and there are many post offices around the city. They are closed on Sundays and public holidays. Most hotels offer postal facilities for guests' letters and packages and a packing service.
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Safety and Security
As in any city in the world of the size of Rio de Janeiro, the key to an uneventful stay is to protect yourself from pickpockets and carry as little cash and as few valuables as possible.
The Rio de Janeiro military police and the municipal guard corps have stations and reporting centres. In case of need, do contact the hotel Front Desk for guidance and assistance.
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Shopping
Credit Cards and Cheques American Express, VISA, Diner's Club and MasterCard are accepted at the majority of shops, although it is always a good idea to confirm this before buying. Occasionally a small discount is offered on cash sales. Personal cheques drawn on overseas banks are not accepted. Generally speaking, travellers’ cheques are welcome. Visitors are encouraged to check the daily dollar rate at their hotels before going on a spree.
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Exchanges and Refunds
Check with the salesperson as to the store's policy on exchanges and refunds. In most shops, it may be possible to exchange goods, but refunds are rarely if ever made.
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Guarantees and Receipts
When buying expensive photographic, electronic or electrical goods, always ensure that the guarantee card is filled in, stamped and returned to you. Check the manual accompanying the item in question to ascertain that the guarantee will be honored outside Brazil. In all transactions involving larger sums of money, ask for the official, detailed bill of sale; in all transactions, keep the customer copy of the credit card bill. Tax Free shopping in Brazil is restricted to the airports.
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Cashing money with Credit or Bank Card
Visa card holders may withdraw cash from the Banco do Brasil and Banco Itaú. Card holders with a PIN number may obtain cash from the 24-hour machines; those without will have to await verification, available from 10 am to 4 pm.

Rio de Janeiro International Airport Exchange Department ("Seção de Câmbio")
3rd floor.
Tel.: (55-21) 3398-3652
Hours for exchange: For U$ and Euros from 8 am to 10 pm, daily; for another money exchange: Mondays to Fridays, from 10 am to 6 pm.
24-hour machines also available.

MasterCard holders with a PIN number may obtain cash from any 24-hour machine which lists CIRRUS among its participating banks.
Cash withdrawals on American Express card: Call 0800-785050.
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Subway System
Rio de Janeiro's subway is safe, efficient and easy to use. Tickets are for one, two or ten rides. Tickets are bought at the counter, as there are no ticket issuing machines. The Copacabana Metro station is located in Praça Cardeal Arcoverde, four blocks from the beach. The Metro is a great boon to adventurous visitors; Catete, Glória, Cinelândia, Carioca and Uruguaiana stations are those closest to the city's principal historical and cultural attractions.
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Telecommunications
Brazil is connected to all appropriate international telephone and satellite communications systems, providing trouble-free connections to virtually anywhere in the world. Most hotels provide guest room International Direct Dial (IDD) services; some hotels have in-room Internet hook-up and fax machines. Others offer this service through their Concierge or Business Center.
Outside hotels, long-distance calls can be made from IDD payphones or cardphones in various locations. Telemar also provides service at certain hours of the day at their Copacabana and Ipanema offices. The push-button call-home system, providing immediate connection to the operator of the country required is also available. For information about dial access and IDD phone locations, contact the hotel operator.
Not all local calls from private phones are free. However, shops, restaurants and bars without payphones will usually permit free use of their phones.
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Water
Rio de Janeiro's water supply conforms to international standards; due to the pronounced taste of chlorine in the water it is advisable to drink bottled mineral water.
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Crédito: Riotur